Two men unpacking a washing machine in a bright room with large windows, surrounded by furniture covered with plastic.

Financing Made Simple

Flexible options that help you bring home what you need.

At Owen Furniture, we believe furnishing your home should be easy and stress-free. Whether you’re shopping for furniture, appliances, or flooring, we offer multiple financing solutions designed to fit your needs — both in-store and online.

✔ Quick approvals
✔ Flexible payment options
✔ Apply online or in-store

Apply for In-House Financing

Financing Options

  • In-House Financing option at Owen Furniture

    In-House Financing (Our Most Popular Option)

    Quick. Simple. Local.

    Our in-house financing is the fastest and easiest way to get approved. With flexible terms and personalized options, many customers choose this route for its simplicity and convenience.

    Highlights:

    90 Days Same as Cash

    Financing available up to 24 months

    Down payments vary per customer

    Fast approval process

    You may complete the application online or stop by our Livingston showroom to apply in person.

    Apply for In-House Financing
  • Synchrony Finance Logo option at Owen Furniture

    Synchrony Financial (In-Store Only)

    Pay your bill. Manage your account. Enjoy flexible terms.

    Synchrony financing is available in-store only and must be completed with the assistance of one of our sales associates.

    Best for customers looking for:

    Promotional financing offers

    Structured monthly payment plans

    Established credit-based options

    Please visit our showroom to apply with Synchrony.

    Apply In-Store
  • Snap Finance Logo option at Owen Furniture

    Snap Finance

    Easy to apply. Get it now. Pay over time.

    Snap provides lease-to-own options with fast approvals — ideal for customers looking for flexibility or building credit.

    Snap Finance Highlights:

    No credit required

    Fast online application

    Flexible lease-to-own payment options

    Instant approval decisions

    Pay over time with transparent terms

    Apply with Snap
Close-up of a wooden table with fabric samples, a notepad with a pen, and a glass container with wooden sticks.

“…We LOVE Owen Furniture and use them for everything …They have super easy financing and helped us to work out a payment that was perfect for us!!”

- Missy J

Questions or Need Help Choosing an Option?

At Owen Furniture, we take the time to help our customers find the right financing option.

Share a few details with us below, and someone from our local team will reach out within 48 hours to help guide you through the next steps.